Documents required for a health insurance claim in India

Claims are most often delayed because a paper is missing. This is what insurers usually ask for.

5 required · 2 only if they apply · Updated

Documents you'll need

  1. Policy or health card

    Policy copy or the insurer's e-card

    Kept in DigiSafe under: Insurance

  2. Discharge summary

    From the hospital, signed by the doctor

    Kept in DigiSafe under: Medical Records

  3. Hospital bills & receipts

    Final bill with the break-up, and payment receipts

    Kept in DigiSafe under: Medical Records

  4. Patient's photo ID

    Aadhaar, PAN, voter ID or passport

    Kept in DigiSafe under: Aadhaar Card, PAN Card, Voter ID, Passport, Driving License

  5. Cancelled cheque

    Or passbook front page, for the claim payout

    Kept in DigiSafe under: Bank Statements

Only if they apply to you

Keep these ready on your phone with DigiSafe

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Before you apply

This is what offices commonly accept, not an official list. Requirements change and can differ between offices, so check the latest list on the official website or with the office before you go, and carry the originals as well as copies.

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