Documents required for a health insurance claim in India
Claims are most often delayed because a paper is missing. This is what insurers usually ask for.
5 required · 2 only if they apply · Updated
Documents you'll need
Policy or health card
Policy copy or the insurer's e-card
Kept in DigiSafe under: Insurance
Discharge summary
From the hospital, signed by the doctor
Kept in DigiSafe under: Medical Records
Hospital bills & receipts
Final bill with the break-up, and payment receipts
Kept in DigiSafe under: Medical Records
Patient's photo ID
Aadhaar, PAN, voter ID or passport
Kept in DigiSafe under: Aadhaar Card, PAN Card, Voter ID, Passport, Driving License
Cancelled cheque
Or passbook front page, for the claim payout
Kept in DigiSafe under: Bank Statements
Only if they apply to you
Reports & prescriptions
Test reports, prescriptions and pharmacy bills
Kept in DigiSafe under: Medical Records
FIR or MLC copy
Only for accident cases
Keep these ready on your phone with DigiSafe
- Scan each document once. It is encrypted on your phone, so nobody else can read it.
- This checklist fills itself in from your vault and shows exactly what's still missing.
- Website wants it under 200 KB? Make any document smaller in one tap.
- Send everything as one PDF, or one secure link that stops working when you say.
Free · Works offline · Encrypted end to end
Before you apply
This is what offices commonly accept, not an official list. Requirements change and can differ between offices, so check the latest list on the official website or with the office before you go, and carry the originals as well as copies.