Documents required for a home loan in India
Lenders want to know who you are, what you earn and what you are buying. Having these ready makes the application much faster.
6 required · 0 only if they apply · Updated
Documents you'll need
PAN card
Of every applicant and co-applicant
Kept in DigiSafe under: PAN Card
Proof of identity & address
Aadhaar, passport, voter ID or driving licence
Kept in DigiSafe under: Aadhaar Card, Passport, Voter ID, Driving License
Income tax returns
Last 2 years: ITR or Form 16
Kept in DigiSafe under: Income Tax
Salary slips
Last 3 months. Self-employed: profit & loss and balance sheet
Kept in DigiSafe under: Income Tax
Bank statements
Last 6 months of your salary or main account
Kept in DigiSafe under: Bank Statements
Property papers
Sale agreement or allotment letter, title deed, approved plan
Kept in DigiSafe under: Property Docs
Keep these ready on your phone with DigiSafe
- Scan each document once. It is encrypted on your phone, so nobody else can read it.
- This checklist fills itself in from your vault and shows exactly what's still missing.
- Website wants it under 200 KB? Make any document smaller in one tap.
- Send everything as one PDF, or one secure link that stops working when you say.
Free · Works offline · Encrypted end to end
Before you apply
This is what offices commonly accept, not an official list. Requirements change and can differ between offices, so check the latest list on the official website or with the office before you go, and carry the originals as well as copies.