Documents required for a home loan in India

Lenders want to know who you are, what you earn and what you are buying. Having these ready makes the application much faster.

6 required · 0 only if they apply · Updated

Documents you'll need

  1. PAN card

    Of every applicant and co-applicant

    Kept in DigiSafe under: PAN Card

  2. Proof of identity & address

    Aadhaar, passport, voter ID or driving licence

    Kept in DigiSafe under: Aadhaar Card, Passport, Voter ID, Driving License

  3. Income tax returns

    Last 2 years: ITR or Form 16

    Kept in DigiSafe under: Income Tax

  4. Salary slips

    Last 3 months. Self-employed: profit & loss and balance sheet

    Kept in DigiSafe under: Income Tax

  5. Bank statements

    Last 6 months of your salary or main account

    Kept in DigiSafe under: Bank Statements

  6. Property papers

    Sale agreement or allotment letter, title deed, approved plan

    Kept in DigiSafe under: Property Docs

Keep these ready on your phone with DigiSafe

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Before you apply

This is what offices commonly accept, not an official list. Requirements change and can differ between offices, so check the latest list on the official website or with the office before you go, and carry the originals as well as copies.

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